[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.istima.cz\/vyber-z-bankomatu\/#Article","mainEntityOfPage":"https:\/\/www.istima.cz\/vyber-z-bankomatu\/","headline":"V\u00fdb\u011br z bankomatu","name":"V\u00fdb\u011br z bankomatu","description":"Ka\u017ed\u00fd z n\u00e1s se p\u0159ed odjezdem na dovolenou sna\u017e\u00ed shrom\u00e1\u017edit co nejv\u011bt\u0161\u00ed objem pen\u011bz. Je to tak\u00e9 jedin\u00e9 obdob\u00ed, kdy si m\u016f\u017eeme od v\u0161eho odpo\u010dinout a u\u017e\u00edvat si voln\u00e9ho \u010dasu. To zlod\u011bji moc dob\u0159e v\u011bd\u00ed, a proto si tak\u00e9 sv\u00e9 finance v dob\u011b dovolen\u00e9 mus\u00edme bedliv\u011b hl\u00eddat. Jak to je v\u016fbec s pen\u011bzi? Je ur\u010dit\u00e1 mo\u017enost, \u017ee v dob\u011b, kdy … ","datePublished":"2019-01-05","dateModified":"2023-04-30","author":{"@type":"Person","@id":"https:\/\/www.istima.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.istima.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/1aa4d33840e2afc29128e2a456d425ca0d17b173c888af2db652b1d34fe6f93d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/1aa4d33840e2afc29128e2a456d425ca0d17b173c888af2db652b1d34fe6f93d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"istima.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.istima.cz\/wp-content\/uploads\/img_a335217_w2245_t1548610190.png","url":"https:\/\/www.istima.cz\/wp-content\/uploads\/img_a335217_w2245_t1548610190.png","height":0,"width":0},"url":"https:\/\/www.istima.cz\/vyber-z-bankomatu\/","wordCount":445,"articleBody":"\tKa\u017ed\u00fd z n\u00e1s se p\u0159ed odjezdem na dovolenou sna\u017e\u00ed shrom\u00e1\u017edit co nejv\u011bt\u0161\u00ed objem pen\u011bz. Je to tak\u00e9 jedin\u00e9 obdob\u00ed, kdy si m\u016f\u017eeme od v\u0161eho odpo\u010dinout a u\u017e\u00edvat si voln\u00e9ho \u010dasu. To zlod\u011bji moc dob\u0159e v\u011bd\u00ed, a proto si tak\u00e9 sv\u00e9 finance v dob\u011b dovolen\u00e9 mus\u00edme bedliv\u011b hl\u00eddat. Jak to je v\u016fbec s pen\u011bzi? Je ur\u010dit\u00e1 mo\u017enost, \u017ee v dob\u011b, kdy postupn\u011b p\u0159ech\u00e1z\u00edme na plastikov\u00e9 pen\u00edze jsou sn\u00e1z po ruce pr\u00e1v\u011b zlod\u011bj\u016fm.\t\tJak\u00fd je vlastn\u011b v\u00fdvoj pen\u011bz? V\u0161e za\u010dalo u tak zvan\u00e9ho barterov\u00e9ho obchodu, kdy lid\u00e9 pouze sm\u011b\u0148ovali zbo\u017e\u00ed za jin\u00e9. Tehdy \u0161lo o p\u0159\u00edm\u00fd a f\u00e9rov\u00fd obchod, kter\u00fd v n\u011bkter\u00fdch oblastech p\u0159etrval dodnes. Postupn\u011b se v\u0161ak v\u00fdvoj pen\u011bz m\u011bnil. Centrem obchodu se postupn\u011b st\u00e1valy nejr\u016fzn\u011bj\u0161\u00ed mu\u0161le, k\u016f\u017ee \u010di jin\u00e9 p\u0159edm\u011bty. Pot\u00e9 m\u016f\u017eeme narazit v obdob\u00ed industrializace na zlat\u00fd standart. \u0160lo o ur\u010ditou jistou a mo\u017en\u00e1 i z toho d\u016fvodu bylo zlato tak cen\u011bn\u00fdm artiklem.\tJeho hodnota v\u0161ak postupn\u011b upadala a dnes je sp\u00ed\u0161e v klesaj\u00edc\u00edm trendu a nen\u00ed p\u0159\u00edli\u0161 vhodn\u00e9 do zlata investovat. Pozd\u011bji se zlato transformovalo na jednotliv\u00e9 m\u011bny, kter\u00e9 byly pro dan\u00e9 st\u00e1ty individu\u00e1ln\u00ed. Dnes p\u0159i\u0161ly pen\u00edze do plastikov\u00e9 podoby a st\u00e1vaj\u00ed se v\u00edc virtu\u00e1ln\u00ed. To samoz\u0159ejm\u011b sebou nese sv\u00e9 v\u00fdhody i nev\u00fdhody. Jejich hlavn\u00ed v\u00fdhodou je flexibilita. Pokud n\u00e1hodu na sv\u00e9m \u00fa\u010dtu nashrom\u00e1\u017ed\u00edme velk\u00fd objem pen\u011bz nemus\u00edme sebou tahat velk\u00e9 kufry, ale bohat\u011b n\u00e1m posta\u010d\u00ed na\u0161e karta.\tV tom se tak\u00e9 skr\u00fdv\u00e1 na\u0161e zranitelnost. Sice m\u00e1me pen\u00edze hned po ruce, ale pokud danou a\u0165 u\u017e kreditn\u00ed nebo debetn\u00ed kartu ztrat\u00edme nebo n\u00e1m je odcizena nem\u00e1me po ruce prakticky nic.\t\tTento vznikl\u00fd probl\u00e9m se d\u00e1 \u0159e\u0161it poji\u0161t\u011bn\u00edm, kter\u00e9 banky dnes u\u017e v\u0161eobecn\u011b nab\u00edzej\u00ed. Jde p\u0159edev\u0161\u00edm o poskytnut\u00ed ur\u010dit\u00e9 finan\u010dn\u00ed injekce, kdy n\u00e1m banka prost\u0159ednictv\u00edm sv\u00e9 pobo\u010dky poskytne kartu a my jsme schopni tak z\u00edskat pot\u0159ebn\u00fd obnos.\tNejv\u011bt\u0161\u00ed nebezpe\u010d\u00ed sk\u00fdtaj\u00ed bankomaty, kter\u00e9 n\u00e1m m\u016f\u017eou kartu zabavit kv\u016fli podez\u0159en\u00ed z kr\u00e1de\u017ee. V takov\u00e9m p\u0159\u00edpad\u011b je ztr\u00e1tu kartu t\u0159eba okam\u017eit\u011b nahl\u00e1sit jinak se tak\u00e9 na\u0161\u00ed karty m\u016f\u017ee zmocnit n\u011bkdo jin\u00fd.                                                                                                                                                                                                                                                                                                                                                                                        4.1\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"V\u00fdb\u011br z bankomatu","item":"https:\/\/www.istima.cz\/vyber-z-bankomatu\/#breadcrumbitem"}]}]